Businesses in Fermanagh are being
asked to give the thumbs up to a new
method of fingering the fraudsters
who swindle shops, hotels and
restaurants out of millions of pounds
a year using stolen cheques and
credit cards.At just £4.50 the thumb print pad offers a cheap and effective way
of deterring the cheats. In some areas where it has already in
use, cheque and credit card fraud has fallen by up to 92 per cent.
The PSNI’s local Crime Prevention Officer, Don Stockdale, is
currently carrying out a survey of businesses here to see how
much interest there is in the scheme.
In a letter to traders he says: “While I accept that cheque and
credit card related crime is not rife in this area, problems do
arise on occasions causing financial loss and frustration to you.”
He points out that police spend time and resources investigating
such crimes but “frequently with less than satisfactory results”
because identifying the person who actually presented the card
or cheque is “next to impossible.”
Constable Stockdale argues: “The Thumbprint Signature
Programme not only provides a customer service, by providing
them with a sense of added security, but is also a significant
psychological deterrent and, if desired, can also result in
successful prosecution.”
The scheme involves asking the customer to place their right
thumb on a pad of clear gel and then on the back of the cheque
or credit card docket. In a case of fraud the resultant “print” can
be used to help identify the criminal.
The gel pads cost around £4.50 and should last around 18
months, providing between 400 and 600 prints.
Constable Stockdale says: “It discourages a dishonest person
from completing the transaction as they do not wish to leave their
identity(thumb print) when using false or stolen identification.”
He is offering to train staff in the use of the equipment.
“It is my opinion that the business community working along with
the police could eradicate the problem to our mutual benefit,”
says Constable Stockdale.
He has the support of Jenny McCrea, president of Enniskillen
Chamber of Commerce, who says that many local retailers are
interested in the scheme.
While accepting that this type of fraud is not a major problem in
Fermanagh she points out that it is on the increase, particularly
in relation to stolen credit cards.
She acknowledges that some customers might see it as an
invasion of their privacy.
“I think it’s a sensitive issue and has to be dealt with sensitively
by staff,” she says.
She feels that anonymous multiples will find it easier to
introduce than family businesses where more delicacy will be
required when asking customers for their thumb print. However,
she believes that people with nothing to hide should have no
problems complying with the scheme.
“I think it’s a good idea,” says Mrs. McCrea.