An issue around the disclosure of penalty points to an insurance company left a driver without insurance when he was stopped by police.

On February 16, police were on patrol of Henry Street, Enniskillen at around 4pm when they observed a Volkswagen Jetta travelling in the direction of Queen Street.

The car was stopped and police spoke to Andrew Mitchell (29), with an address of Erne Drive, Enniskillen.

Checks on the police system showed there was no valid insurance in place, Enniskillen Magistrates Court heard on Monday, April 3.

Mitchell made full admissions at that stage and was informed that due to penalty points on his licence, the case would be referred to the public prosecution service.

Mitchell's solicitor, Gary Black, informed the court that the points that were on Mitchell’s licence had expired.

He also explained how the defendant had been paying his insurance policy in monthly direct debit instalments.

However, Mitchell had been in correspondence with the company in relation to his non-disclosure of penalty points, which made the insurance policy void.

Mr. Black said his client was adamant he had informed the insurance company of the penalty points and had been engaging with them.

Mitchell was not covered, due to this, but Mr. Black said it was not a blatant issue of having no policy in place.

He added that Mitchell had been fully co-operative with police and asked for credit for his early guilty plea.

For driving with no insurance, Mitchell received six penalty points and a £100 fine.