A man who on three separate occasions was using a motor vehicle with no insurance has been disqualified from driving.

He was also convicted of two counts of failing to produce a driving licence and having no vehicle test certificate at a hearing on Monday at Enniskillen Magistrates Court.

The court was told that on October 30, 2021, police observed a Mercedes on the Brownhill Link Road, Irvinestown which had no insurance.

They spoke with the driver, Terence John Maughan (30), with addresses of Main Street, Maguiresbridge and Reihill Park, Irvinestown.

Then on December 31, 2021, police were on patrol on the Irvinestown Road, Ballinamallard when they observed a car with an illegible rear registration plate.

They stopped the car and spoke to the driver, Maughan, requesting his driving licence.

Checks showed the insurance had recently expired but Maughan said he had recently renewed it but had no documentation.

On January 25, 2022, at 4.35pm police stopped a Mercedes driven by Maughan in Maguiresbridge.

Checks showed no insurance on the car and Maughan had no documentation.

He told police he had insured the car the previous day with AXA. Further checks showed there was no vehicle test certificate.

Maughan’s barrister, Sean Pól Begley, told the court it was an unfortunate chain of events for Maughan but that he had “no one but himself to blame”.

He said Maughan was ordinarily “well-settled” but for six months of his life, he was in “freefall” which culminated in these offences before the court.

Mr. Begley added Maughan accepts the offences and realises he was the author of his “own misfortune”.

District Judge Steven Keown said Maughan was entitled to credit for his guilty pleas but these incidents were a “flagrant breach” of driving laws.

Maughan was banned from driving for one year and fined a total of £1,125.